Eureka Mortgage Planning LLC is an independent mortgage brokerage licensed by the California Department of Financial Protection and Innovation (CFL) (NMLS #2456819), with California offices in Roseville — our headquarters — and Lodi. Our California-licensed brokers shop multiple lenders on your behalf across FHA, VA, Conventional, Jumbo, USDA, Non-QM, and every other path we offer — serving the Sacramento region, the Bay Area, the Central Valley, and Southern California. No consultation fees, ever.
Every broker below holds an active California license — click through to their profile for specialties, experience, and direct contact details.
Eureka Mortgage Planning LLC – NMLS #2456819 · http://www.nmlsconsumeraccess.org
California borrowers have access to our full menu: FHA (from 3.5% down under FHA guidelines), Conventional (up to $832,750 in 2026 in most counties — and up to $1,249,125 in California’s high-cost counties), VA for eligible veterans, USDA with eligible areas across inland California, Jumbo — a California staple, Non-QM and bank-statement programs, investment property financing, construction loans, and refinancing. Down payment assistance programs also exist for qualified California buyers — income limits, credit requirements, and program terms apply, and we check your eligibility as part of every first conversation.
They vary more here than almost anywhere: $832,750 conventional and $541,287 FHA in standard counties, rising to $1,249,125 and $1,249,125 respectively in high-cost counties like much of the Bay Area and coastal Southern California. County matters enormously in California — we’ll confirm yours in minutes.
Yes — our headquarters is in Roseville (915 Highland Pointe, Suite 250) with an additional office in Lodi, and our licensing covers the entire state. Wherever you are in California, the same team and lender panel serve you.
Browse the profiles above — each shows specialties, experience, and direct contact details. Or reach out generally and we’ll match you with the broker whose strengths fit your situation. Same lender panel, same no-fee consultation either way.
Yes — Eureka Mortgage Planning LLC is licensed by the California Department of Financial Protection and Innovation (CFL), NMLS #2456819, and each broker shown above holds an individual California license. Verify both anytime at nmlsconsumeraccess.org.
Run your numbers in 60 seconds, or connect with any of the California brokers above directly. No consultation fees, ever.
Eureka Mortgage Planning LLC – NMLS #2456819. Licensed by the California Department of Financial Protection and Innovation (CFL). This is not a commitment to lend. All loans are subject to underwriting and approval. Terms, rates, and programs are subject to change without notice. For licensing information, go to http://www.nmlsconsumeraccess.org. Broker licensure shown is current as of publication and is maintained on each broker’s profile.
