New Construction Loans

We're here to help those looking to build every aspect of their dream home

Mortgage products

Construction Loans Made For everyone

Whether you’re looking to build a home now or later, there are construction mortgages that can save you money and time.

One-Time Close

Financing For Land & Home's Construction

This is a special loan for people building a home. It covers both the construction phase and the regular mortgage you’ll get after the house is built. Think of it as a 2-in-1 loan.

Build2Rent®

loans for builders with a build to rent strategy

Designed for investors looking to finance the construction of a rental property. It’s a single-close loan, meaning there’s one closing process for both the construction phase and the permanent financing for the rental property.

Understand the Loan Process

How a One-Time Close Loan Works

Plan & Pre-Approval

Team up with a builder and finalize your plans. Get pre-approved for the entire loan amount (construction and permanent financing).

Close & Build

Close on one loan that covers both construction and future mortgage. Funds are released in stages ("draws") as construction progresses and inspections are completed.

Move-In & Own

Once construction is finished, the loan automatically converts to a regular mortgage with monthly payments covering principal and interest.

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