FREE GUIDE FOR FIRST-TIME HOME BUYERS

Your Eureka Moment.

The First-Time Home Buyer Guide. The moment buying a home stops feeling like a lot and starts feeling like a plan: every step from the first conversation to keys in hand, in plain language.

✓The six steps, in order, with what to expect at each one
✓Loan programs compared side by side: Conventional, FHA, VA, USDA
✓Down payment assistance, explained without the hype
✓Seven myths that keep good buyers renting
✓A readiness worksheet and a plain-English glossary

No consultation fee, ever. Our team works nights and weekends to meet clients when they need us.

Get the free guide

Tell us where to send it. The download opens right away and a copy lands in your inbox.

We never sell or share your information. One email with your guide, then a real person if you want one.

What is inside the guide

Written by licensed brokers who sit at the kitchen table with first-time buyers every week. Everything is explained twice: once in plain language, once with the detail you will want when it is your turn.

The journey map
Pre-approval to closing day on one page.

Steps 1 to 6
Get ready, get pre-approved, shop, offer, underwrite, close.

Loan programs
Conventional, FHA, VA, and USDA compared the way buyers actually decide.

Down payment assistance
What it is, who it fits, and how the numbers actually work.

Myths and the readiness worksheet
Seven things that keep good buyers renting, and a one-page self-check.

Glossary
The words that show up in every disclosure, in plain English.

Real clients, real words. Our brokers hold a 5.0-star average across 100 public Google reviews, earned one closing at a time and re-verified September 2026. Read them before you call.

Common questions

Is the guide really free?

Yes. There is no cost and no obligation. We ask for your email and phone so we can send the guide and, if you want, follow up with a real person.

Do I need to be ready to buy now?

No. Most people read it a year or more before they buy. The readiness worksheet helps you see what to work on first.

Does it apply in my state?

The steps and programs are national. Eureka Mortgage Planning is licensed in CA, OR, WA, ID, AZ, TX, FL, NM, NV, and TN, and a broker can confirm the details that vary by state.

Get the guide Read the online version first

The guide is educational and is not a commitment to lend, a pre-approval, or financial or legal advice. Program availability, guidelines, and terms change; a licensed broker will confirm what applies to you.