Eureka Mortgage Planning LLC is an independent mortgage brokerage licensed by the Texas Department of Savings and Mortgage Lending (NMLS #2456819). Our Texas-licensed brokers shop multiple lenders on your behalf across FHA, VA, Conventional, Jumbo, USDA, Non-QM, and every other path we offer — serving Dallas–Fort Worth, Houston, Austin, San Antonio, El Paso, and communities statewide. No consultation fees, ever.
Every broker below holds an active Texas license — click through to their profile for specialties, experience, and direct contact details.
Eureka Mortgage Planning LLC – NMLS #2456819 · http://www.nmlsconsumeraccess.org
Texas borrowers have access to our full menu: FHA (from 3.5% down under FHA guidelines), Conventional (up to $832,750 in 2026), VA for eligible veterans — Texas has one of the largest veteran populations in the country, USDA for eligible areas across the state, Jumbo, Non-QM and bank-statement programs, investment property financing, construction loans — a Texas staple, and refinancing (Texas cash-out refinances follow the state’s specific 80% rules, which we’ll walk you through plainly). Down payment assistance programs also exist for qualified Texas buyers — income limits, credit requirements, and program terms apply, and we check your eligibility as part of every first conversation.
Texas counties follow the standard limits: $832,750 conventional and $541,287 FHA for a single-family home. Tell us where you’re shopping and we’ll confirm your county in minutes.
Yes — Texas has its own constitutional rules for cash-out refinances (often called 50(a)(6) loans), including an 80% limit on how much of your home’s value you can borrow against and specific closing requirements. They protect homeowners, and they change the paperwork more than the outcome — we handle Texas cash-outs regularly and will walk you through the differences plainly.
Browse the profiles above — each shows specialties, experience, and direct contact details. Or reach out generally and we’ll match you with the broker whose strengths fit your situation. Same lender panel, same no-fee consultation either way.
Yes — Eureka Mortgage Planning LLC is licensed by the Texas Department of Savings and Mortgage Lending, NMLS #2456819, and each broker shown above holds an individual Texas license. Verify both anytime at nmlsconsumeraccess.org.
Run your numbers in 60 seconds, or connect with any of the Texas brokers above directly. No consultation fees, ever.
Eureka Mortgage Planning LLC – NMLS #2456819. Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to underwriting and approval. Terms, rates, and programs are subject to change without notice. For licensing information, go to http://www.nmlsconsumeraccess.org. Broker licensure shown is current as of publication and is maintained on each broker’s profile.
