OPEN ROLE · ALL 10 LICENSED STATES

Mortgage Loan Officer (Licensed MLO)

Full-time W-2Hybrid or remote within licensed statesCA · OR · WA · ID · AZ · TX · FL · NM · NV · TNHeadquarters: Roseville, CA

Eureka is the brokerage built by originators who wanted the economics of a broker shop with the stability of a real employer. This posting is the role, stated plainly, so you can judge the math before anyone gets on a call.

What You Will Do

  • Originate residential mortgage loans for purchase and refinance clients, from first conversation through closing.
  • Advise clients on program fit across all 11 product paths: Conventional, FHA, VA, USDA, Jumbo, Non-QM, Reverse, Home Equity/Seconds, Land, New Construction, and Private Money.
  • Price scenarios against a panel of more than 25 approved wholesale investors and structure the file that actually closes.
  • Run your pipeline in Arive, with in-house processing carrying the file once it is in.
  • Build and keep referral relationships with real estate agents, financial advisors, and past clients, with co-branded collateral and campaigns from the brand system behind you.

What You Bring

  • An active NMLS license in at least one of our ten states, or the ability to obtain sponsorship. Licensing and renewal costs are your own; we provide NMLS guidance.
  • A book of business, or a credible plan to build one. Newly licensed originators are welcome; mentoring and in-house processing are part of the platform, not a separate program.
  • A client-first way of working. Our brokers hold a public review record you can read yourself on the Client Reviews page.

The Four Things Producing LOs Ask First

Comp & Split Economics

Splits are negotiated individually with each loan officer. There is no corporate grid, and once agreed, your split is identical whether compensation is lender-paid or borrower-paid. No required per-file fees, no junk deductions.

Lender Access & Product Range

More than 25 approved wholesale investors and 11 product paths: Conventional, FHA, VA, USDA, Jumbo, Non-QM, Reverse, Home Equity/Seconds, Land, New Construction, and Private Money. A deal rarely dies because one lender said no.

Marketing & Brand Support

A full brand system behind you: co-branded collateral, automated campaigns, content support, and website calculators your clients will actually use. You originate; the marketing engine runs alongside you.

Autonomy & Speed

Onboarding completes 24 to 48 hours after your license sponsorship is approved, with state approval timing as the variable. In-house processing keeps your files moving. Hybrid work options. Your client stays your client.

W-2 By Choice, With the Calendar Printed

Benefits, Not Just a Split

We chose W-2 over 1099 deliberately, to protect originators: health, dental, and vision coverage, a 401(k) with match, E&O coverage, NMLS guidance through licensing and renewals, and hybrid options. Licensing and renewal costs remain your own.

The Payout Calendar, Published

Closings from the 26th of the prior month through the 10th are paid on the 15th. Closings from the 11th through the 25th are paid at month end. LOs always ask; we would rather print it.

Eureka runs on Arive: loan origination, an integrated CRM, a pricing engine, and marketing automation in one stack. Price a scenario, run it against the lender panel, and keep your pipeline where your files live.

The proof clients leave behind. Our originators hold a 5.0-star average across 100 public Google reviews, earned one closing at a time and re-verified September 2026. Read them on the Client Reviews page.

What We Won't Tell You

Three things you will not find on this page. Turn times and pull-through, because those are wholesaler-dependent and quoting them as ours would be theater. Split percentages, because yours is negotiated individually. And income projections, because nobody can promise you production. If a shop is leading with any of those, ask what else is decorative.

How to Apply

Use the careers form or email careers@eurekamortgage.net with your NMLS number, the states you are licensed in, and a sentence about the business you run today. A fifteen-minute call with our GM follows, with the real numbers and no pitch deck.

Bring Your Toughest Scenario

Fifteen minutes, no pitch. Walk in with your production and your hardest file; walk out with the actual math for your business.

Start the conversation

careers@eurekamortgage.net · 503-420-5898

Eureka Mortgage Planning LLC – NMLS #2456819 · Equal Housing Lender · Equal Opportunity Employer. Compensation structures are discussed and agreed individually; nothing in this material is an offer of employment or a guarantee of compensation, production, or income. Loan officer positions require an active NMLS license and state license sponsorship. For licensing information, go to http://www.nmlsconsumeraccess.org.